Financial Literacy

DRAFT Financial Literacy Model Curriculum Input Period Has Ended

The Ohio Department of Education received input regarding the Draft of the Financial Literacy Model Curriculum from individuals, groups of educators and community groups with an interest in Financial Literacy. All comments will be reviewed and the Draft Financail Literacy model Curriculum will be updated to reflect the input of stakeholders.

The Draft Model Curriculum will be approved by the State Board of Education at a later date.

DRAFT Financial Literacy Model Curriculum

Financial Literacy Graduation Requirements

State law (3313.603 (C)(7) requires integration of economics and financial literacy within one or more social studies classes or another class.

Academic Content Standards

DRAFT Financial Literacy Standards for Primary and Middle Grades

Draft financial literacy standards for primary and middle grades can be accessed here. Unlike other grade level standards, these have been created for primary grades and middle grades and are included under each of the 27 high school content statements. How and when that information is integrated into the classroom remains a local decision. Unlike the high school standards, teacher licensure in financial literacy is not a requirement at this time as, these are not intended to be stand-alone courses, but rather integrated content to be included within the scope of other content areas as appropriate in local courses of study.

Financial Literacy Resources

Twelve Personal Finance Principles for Young People - From the Jump$tart Coalition, this list provides sound money management advice for young people. Click here to open a PDF of the Jump$tart Coalition's 12 principles.

What is a FICO Score? - FICO scores are often used by lenders and creditors to determine the eligibility of individuals for home loans and other credit needs. Click here to open a PDF with more information.

Jump$tart Coalition for Personal Financial Literacy Student Survey Summary - The results of the biennial survey administered to high school seniors sounded an alarm for schools. Young people need formal instruction in money management. Click here to open a PDF of the Jump$tart Coalition's student survey overview.

A number of Web sites offer additional financial literacy resources. Click on the links below to open a new window to each website.

Last Modified: 9/30/2015 2:12:56 PM

Pursuant to ORC 3301.079 (B) (3) and 3313.60, it is the responsibility of Ohio's local boards of education to vet and approve curriculum and educational materials for use in the public schools within their district. The use of any materials posted or linked to on the Ohio Department of Education website, including materials within Ohio’s Learning Standards or Appendices or any state model curricula or other educational resource material, is entirely up to the discretion of each local board of education.